Pays lump-sum benefits for a diagnosis of a critical illness or cancer, as well as ongoing benefits for treatment.

Individual and Group Cancer: Provides benefits for a cancer diagnosis and treatment. Option to add cancer screening benefit.

Individual and Group Critical Illness: Provides lumpsum benefits for a covered critical illness, such as a heart attack or stroke. Optional features include cancer treatment, cancer reoccurrence, and a subsequent diagnosis benefit.

Group critical illness also has a heart benefits rider and an infectious diseases rider available